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Direct Debits on your website

Setting up online Direct Debits via
your website

If offering a Direct Debit service via your website, you need a system that will sign up new payers, validate bank details, email confirmation, comply with the regulations, be secure and integrate with your website and your database.

There are two main options for you to receive Direct Debits online.

Outsourcing to SmartDebit

Maybe you don’t have the time to develop a system or the money to procure one. It’s a lot less hassle to outsource Internet Direct Debit processing than to organise it in-house.

SmartDebit can set up an e-commerce service enabling you to sign up payers via your website. We have 3 options available, depending on your needs:

  • API – (Application Programming Interface). Provides you with control over branding, payer sign up, Direct Debit collections, edits, confirmation, and reports. Your payers remain at your website while signing up.
  • Iframe – Your payers remain at your website throughout sign up: this takes place inside a frame set to one of your web pages (with white labelling).
  • Link – A url link to our secure website so that payers can sign up (with white labelling).

In-house

There are software products that can process Direct Debits but you also need a separate system linked to your website. This system will need to be scoped out, priced, developed and tested for compliancy. You will also need knowledge of debiting and scheme rules and regulations. This all adds up to development costs, ongoing maintenance, IT support and time.

A simpler, faster and cost-effective option is to outsource your payment processing to SmartDebit.